Pay Less, Make More
Don't face big insurances alone without the help of Copio's experts.
You could end up with a fraction of the coverage you deserve.
Filing Your Claim
Dealing with insurance claims, talking to adjusters and making sure you get reimbursed for all covered damages is a daunting process. Many homeowners are simply unsure about how to file a claim, so Copio Construction will help you navigate your way through the roof insurance claims process. We will help you document and record the damage to your roof, which will help in the claims process. If you have any questions for your insurance provider on what exactly is covered, you can find their number below in our Insurance Contact Information list.
The Adjustment Inspection
Copio Construction will work with you and your insurance company to get the most out of your insurance policy to replace or repair your roof and siding. We have over ten years of experience helping customers through the inspection process, lessening the headache of an already stressful situation, and giving you a safe and cost-efficient repair. Call Copio Construction at (314) 400-7225 with any questions concerning the claims process and we will help you reduce the stress of replacing your home or business's roof.
Recoverable depreciation is the difference between the cost to replace or repair property and its value before the damage occurred. Once your insurance company has allowed your claim, they will send you a check. The amount of the check should be the sum of your assets and depreciation minus the deductibles. You can be given recoverable depreciation on claims when you fill out certain paperwork and submit to the insurance company. Copio Construction will help you out by working with you and your insurance agency so that nothing is missed.
Insurance Contact Information
|AAA Insurance||800-222-7623 ex 5000|
|United Property & Casualty||800-861-4370|
|Vanguard Fire & Casualty||866-928-4310|
Frequently Asked Questions
It is your legal right to have someone represent you during the inspection. Your adjuster cannot enter your property without your permission. Insist on a firm appointment time so that we can schedule the meeting also. If we are not, or was not present during the inspection, you may not have received a full claim. Let Copio Construction work for you in getting what you deserve. You only have a limited time to make a claim, so call us today at (314) 400-7225.
Not filing a claim and not fixing the problems will be something you may regret in the future. So, if you have a loss with significant damage, the right thing to do is file the claim. After all, you’re paying a premium every year, why not use your insurance for what it’s designed to do.
It is your legal right to have someone represent you during the inspection. Your adjuster cannot enter your property without your permission. Insist on a firm appointment time so that we can schedule the meeting also. If we are not, or was not present during the inspection, you may not have received a full claim. Let Copio Construction work for you in getting what you deserve. You only have a limited time to make a claim, so call us today
- Holes or dents in your roof, siding, or surrounding materials
- Mineral granules (pebble-like material) in your gutters
- Rash blistering
- Misplaced Shingles
- Shingle's sealing strip damage
- Ask your neighbors if they experienced any damage
You have the right to choose a company you trust, Your insurance company will only pay up to the amount of your final bill (minus your deductible) so trying to find the lowest bid may only get you the least qualified contractor. It is more important to choose a contractor who you trust and has the expertise to work with your insurance company.
Think of it this way, what reward will the insurance company give you for finding the lowest price for them? Will they lower your premium? Your insurance company will pay a reputable contractor a "fair market price".
Copio Construction chooses not to compromise our ethics with underhand offers. Please be wary of construction companies offering these illegal "money-saving" techniques, and always check their BBB score.
Check out Copio Construction's BBB score
Copio Construction always offers free inspections for your convenience. It is important to get started on recovery as soon as possible to prevent further damage and to get the most out of your insurance claim. We will come out to your home or business to determine if any roof or siding repairs are required. If we find any damage, we will discuss with you your options and help you with the insurance claim. Copio Construction will work with you throughout the entire process and repair your roof or siding in a timely and efficient manner.
Call Copio Construction for a free inspection for your home or business's roof and siding in Lake St. Louis, MO and surrounding areas.